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Online Baccarat: Features and Tips for Beginners
- There’s no question that online casinos have come miles since launching in full swing in America in 2013 when online gambling was first legalized in New Jersey. Thanks to amazing leaps in technology, the amount of amazing and sterling casino games available continues to take all of our breaths away. One of the top casino games that continue to benefit from technological leaps continues to be online baccarat. While baccarat dates back centuries, it remains one of the most pleasant and elegant card games available. Simple to play, this guide walks you through the fine points of winning a hand or two playing online baccarat for the first time.
How to Play Online Baccarat
In recent years, the online baccarat variants have really increased. However, before sitting down at the virtual baccarat table, we recommend beginners to consider these initial steps for a successful online baccarat experience.
- Choosing Reputable Sites
- Practicing
- Payment Options
- Baccarat Variants
- Bonuses and Promotions
All real cash and social casinos require their members to register. This is necessary to maintain optimum online security against unwanted members and dangerous hackers. Also, choosing reputable sites to play online baccarat is essential when it comes to safe and sound payment methods. Not having to worry about fraud as you finance your count is an automatic winning step.
Practice indeed makes perfect or at least puts you on the winning path for baccarat. While some real cash casinos support demo play, it usually doesn’t include live dealer or other table games like baccarat. However, the best sweepstakes casinos support free play for online baccarat and the other casino games through gold coins. These casino sites also usually offer strategy guides to also help you better understand online games like baccarat.
Long gone are the days of modern-day online casinos and social gaming sites, which rely on MasterCard and Visa to make deposits. To ensure that all the members can get to the online baccarat table, they also offer e-wallets like PayPal, Skrill and Google Play.
While today’s online baccarat games are much more available and abundant than in previous years, you will only find a handful available compared to other games like poker. For those playing online baccarat for the first time, it’s always a good move to stick with the classic version, better known as Punto Banco. Once you master basic Punto Banco, then you might consider other options like Dragon Bonus and Super 6 Baccarat.
It would be a big mistake not to check out the current bonuses that your online casino has to offer. Beyond the dynamite welcome bonus, there are usually cashback bonuses and reloads that you can use to your advantage by playing online baccarat and other casino games.
A social casino is a type of online gaming platform that allows players to play casino-style games such as baccarat for virtual currency instead of real money. These platforms are often available on social media or mobile apps and are intended for entertainment rather than gambling. Players can purchase virtual coins or tokens, but they cannot exchange their winnings for real money. Social casinos offer a casino-like experience without the financial risks associated with real-money gambling.
For social casinos, there is no shortage of daily promotions like the daily login challenge. Just logging into your social casino account is enough to earn free gold coins into your account. Also, fulfilling the daily social media challenges or liking and sharing posts for a social casino is good enough to earn free gold and sweepstakes coins.
Features of Online Baccarat
As we mentioned earlier in this guide, online baccarat is one of the most pleasant and easy card games to play, which makes it ideal for players new to the casino experience to cut their teeth with. While baccarat is available at most reputable land-based casinos, playing it online offers these unique advantages:
Amazing Convenience: While there are certainly those who prefer to play among crowds, playing online baccarat doesn’t get any simpler than lounging on your couch or on your phone with a casino app. Also, online baccarat is available 24/7.
More Variants: Online baccarat has several popular variants, each with unique rules and features. The most common version, Punto Banco, is widely available in both online and physical casinos. In this version, players bet on either the Player, Banker, or Tie, and all the cards are dealt by the dealer according to strict rules. Players have no control over the drawing of cards. Chemin de Fer, on the other hand, gives players more involvement, as they can take turns acting as the banker and have the option to draw a third card, making it more interactive. However, Chemin de Fer is less common in online casinos, especially in the U.S.
Other popular online variants include Dragon Bonus and Super 6 Baccarat. In Dragon Bonus, players can place side bets on whether the hand will win by a large margin (at least 4 points), with higher payouts for larger wins. Super 6 Baccarat is similar to Punto Banco but introduces a slight twist—if the Banker wins with a total of 6, the payout is reduced to 50% of the original bet. Each of these variants offers different betting options and payout structures, providing variety to suit different playing styles. Beginners might prefer starting with Punto Banco for its simplicity, while those seeking extra excitement can explore Dragon Bonus or Super 6 for additional betting opportunities.
Live Dealer Play: While some online casinos offer standalone baccarat versions, most only offer live versions. Playing live baccarat gives players the big-time feel of playing in person with a professional dealer, 24/7.
Tremendous Privacy: Playing online affords you the luxury of tremendous privacy and anonymity. When playing against other players in tournaments, you can often use your username to help shield yourself.
How to Play Online Baccarat
In baccarat, players don’t handle cards directly. Instead, they place bets on one of three outcomes—Player, Banker, or Tie—and the dealer handles the cards. To play online baccarat, start by choosing a table and placing your bet on one of three options: Player, Banker, or Tie. Once you’ve decided, select your wager amount and confirm your bet. After all players have placed their bets, the dealer (or automated system) deals two cards to the Player hand and two to the Banker hand. You don’t control these hands directly; your goal is to bet on which hand will have a total closer to 9 or whether the two hands will tie.
After the cards are dealt, the total for each hand is calculated. Cards 2-9 are worth their face value, Aces are worth 1, and 10s and face cards are worth 0. If the total of a hand exceeds 9, only the second digit is used (e.g., a hand totaling 15 counts as 5). If either hand has a total of 8 or 9, it’s called a “natural win,” and the game ends. If neither hand has a natural win, a third card may be drawn according to specific rules. The winning bet is determined based on which hand (Player or Banker) has a total closer to 9, or if both hands tie. The game ends, and winning bets are paid out accordingly.
Here’s a good recap:
Card Values: Cards 2 through 9 retain their face value, while 10s and face cards (King, Queen, Jack) count as zero. Aces are worth one point.
Winning a Hand: A hand wins if the total of the first two cards is 8 or 9, called a “natural” win. If neither hand has a natural win, the game continues based on drawing rules.
Drawing a Third Card: The dealer may draw a third card depending on the totals. The “Player” hand will draw a third card if its total is 5 or lower. The “Banker” hand follows more complex rules, which depend on the Player’s hand and the Banker’s current total.
Betting Options: You can bet on the Player hand, the Banker hand, or a Tie. The Tie bet has the highest house edge at around 14%, while the Banker bet has the lowest house edge at 1.05%. The Player bet has a slightly higher edge at 1.25%.
Baccarat Scoring: When the total exceeds 9, only the second digit counts. For example, if the cards total 15, the score becomes 5. This keeps the possible hand values between 0 and 9, so there’s no risk of “busting” as in other games like blackjack.
Beginner Tips
For beginners, one of the most important tips in online baccarat is to manage your bankroll wisely. Set a budget for each session and stick to it, making sure not to chase losses by betting more than you initially planned. It’s also important to understand the house edge of different bets to make informed decisions. The Banker bet has the lowest house edge at around 1.05%, making it the safest option over time. The Player bet has a slightly higher house edge of 1.25%, while the Tie bet has a much higher house edge of around 14%, making it a risky choice despite its tempting payout. Avoid betting on the Tie if you want to minimize your losses. Consistently sticking to lower house edge bets and playing within your means will improve your chances of enjoying the game without exhausting your funds too quickly.
Baccarat Laws
Currently, only seven American states offer legal online casinos for real money, including live baccarat. To help fill in the void and demand, today’s social casinos are available in over 40 states.
Most real money casinos offer built-in strategy guides that break down the different bets. Choosing to play at a licensed site means that it’s perfectly legal to play, make bets, and cash out.